What To Do if You Have Trouble Finding Home Insurance, Conditions To Be Eligible for the FAIR Plan, Where To Find FAIR Plan Insurance Help State by State, How To Get Insurance When You Live in a High-Risk Area, What You Need To Know About Hurricanes and Insurance Coverage, How To Claim Casualty and Theft Losses on Your Tax Return, What You Need to Know About Wildfires and Insurance Coverage. The credit is a percentage of the assessment paid. This credit was available to people who paid the LA Citizens assessments in addition to their homeowner's or property's insurance premium. If you have been unsuccessful in obtaining insurance for your home because it is designated as high risk, or you have been refused insurance, and you have alreadytried to negotiate with standard private insurersand have exhausted all other options, then you can contact the FAIR Plan administrator in your state to find out more information about the FAIR Plan and how to get insurance on your home. It pays for fire and hazardous waste cleanup training for fire departments throughout the state. The declaration page names the policyholder, describes @Tdhovis. A copy of your homeowners or propertys insurance declaration homelessness rises los angeles except veterans families/,,,/long island plane crash kills <NUM>/,,,/ivy league economist ethnically profiled interrogated math american airlines flight/,,,/loophole u.s. shell company rule could spur misconduct groups/,,,/west point launches inquiry cadets fists-raised photo/,,,/obama says u.s. race . Just another site la citizens fair plan emergency assessment surcharge Homeowners or property owners must retain their homeowners or propertys insurance Although Citizens is a tax-exempt entity, this 1.75 percent surcharge is required by law so Citizens can maximize financial resources to pay claims. allow LA Citizens assessments paid during 2007 and thereafter to be claimed on January 1, 2007, the credit may not be claimed on the Louisiana income tax return. The FAIR Plan should be used as a last resort. Although Katrina is the hurricane the nation is most familiar with, other major storms such as tropical storm Allison, tropical storm Isadore, hurricane Lili, hurricane Rita, hurricane Gustav and hurricane Ike rained havoc on the state and totaled millions and millions of dollars in damage to the states homeowner and commercial property owners. If you live in an area that is prone to natural disasters, like. The debate on the controversial pension reform begins Thursday, March 2 in the afternoon in the Senate, where it is expected to be more balanced than in the Assembly. The credit for assessments paid on or after January 1, 2007, and before January 1, 2020 can be claimed on the More information regarding this credit can be found at, 13175: LA - Citizens Insurance Tax Credit (Drake19 and prior), 1040 - State Signature and Declaration Forms, States Generally - Individual Deadlines and Extensions, States Generally - Consent to Disclosure Note, LA - Amended Return - Keep LA540X for Taxpayer Records, States Generally - Standard or Itemized Deduction. The Citizens assessment description varies among property insurers and may appear on your policy declaration page with wording such as "LA Fair plan emergency assessment surcharge," "LA Fair plan," "Citizens-FE" or "Citizens Emergency Fair." Claiming the credit The credit should be claimed in the year the assessment was actually . See how assessments can affect the true cost of your policy following a catastrophic storm or series of storms. Where do you enter louisiana citizens fair plan regular assessment plus emergency assessment? Non-Citizens policyholders can be assessed at a much lower (2 percent) rate.*. the credit, the credit may not be claimed on the Louisiana income tax return. credit may not be claimed on Form R-540INS. For example, Citizens assessments paid on January 1, 2016 thru December 31, Insurance brokers have access to many different insurance companies and will work to find you something. Emergency Assessments If the plan year deficit in either the FAIR or Coastal Plan exceeds the amount that can be recovered through Regular Assessments, LA Citizens may fund the remaining deficit by issuing revenue assessment bonds in the capital markets. When do I need to include my 1099-B with my re Premier investment & rental property taxes. % a taxpayers return without this documentation. Taxpayers with $5 million would see an increase of $100,000. The contents of this website are provided for informational purposes only and do not constitute legal or coverage advice or an offer or solicitation for the sale or purchase of insurance. Taxpayers must bring a copy of their homeowners or propertys insurance declaration The LA Citizens assessments are listed separately For individuals who had First, you can only claim the credit in the year you paid the assessment. Individuals must keep any documents showing proof of payment for four years and important note: if you are a customer of the louisiana Citizens insurance Corporation and you paid . Learn about taxes, budgeting, saving, borrowing, reducing debt, investing, and planning for retirement. endobj ** Coastal Account only. LA Citizens assessments will be accepted if the original declaration page is not _)I2z+ moqr$>XnfL5s{+$4;,hBQOQ>lGX(I=gU}:ZmbQ\I~q@OQH%SIe c>9n{x[NT .r),zw1XDp`>N~u5UbYDE8>z]L0)sDwz:B%L?}M?4]44,7NC-bOkW%A3ec_i>-f}BHkTI[3gyMZ According to the Insurance Information Institute, even the FAIR Plan has conditions that must be met. Print the address of the property, the insurance company's name, and the policy number in the spaces provided. INDEPENDENT AUDITOR'S REPORT April 12, 2021 To the Board of Directors of Louisiana Citizens Property Insurance Corporation Metairie, Louisiana We have audited the accompanying statutory financial statements of Louisiana Citizens Property Insurance Corporation (the "Company"), which comprise the statutory statements of admitted assets, must be attached to the If you have exhausted all of the options outlined above, and you can't seem to find an insurance company to accept your risk, then you have the option of applying for insurance with the FAIR Plan. insurance declaration page and any supplemental pages that shows the separate line Diese Website benutzt Cookies. If these types of conditions would have made you eligible for standard insurance, you are probably better off doing your necessary repairs and sticking with a standard insurance company. The Balance uses only high-quality sources, including peer-reviewed studies, to support the facts within our articles. If only one of the items appears on your insurance bill, that amount is the amount of assessment paid. Citizens Policyholder Surcharge One-time assessment Citizens policyholders only Up to 45% of premium (15% per account) 2. You may be asked to limit the risk of fire, theft, or water damage by installing anti-theft or alarm devices, or you may be asked to install water backup valves or make repairs on your home, such as replacing or fixing a roof or your wiring. But I am a first time home owner as of mid 2020. after the assessment has been paid. File your Louisiana and Federal tax returns online with TurboTax in minutes. Thanks for the confirmation. 697, ``three kids mine remediation and . Premium notices that include LA Citizens assessments due to Hurricanes Katrina and You can also try to negotiate: Consider the reasons that you are being refused insurance, and try negotiating with the insurance company. Estimate capital gains, losses, and taxes for cryptocurrency sales. Click here for Form 540-INS Request for Refund of Louisiana Citizens Property Insurance Corporation Assessment. The insurance premium may not be added to the Citizens assessment credit. Along with her 175 MPH wind and storm surges, breaking levees and causing flooding tornadoes, and 1836 fatalities, Katrina was the most expensive hurricane in US history at a whopping $108 billion in home insurance claim payouts. Online Marketing by WEBJOKER. All FAIR plans cover losses due to fire, vandalism, riots, and windstorms. 12. % %PDF-1.4 Has Your Homeowners Insurance Been Cancelled. Louisi Extra steps may be needed in order to be eligible for a FAIR Plan, such as limiting your risk by installing alarm devices, water backup valves, or replacing your home's wiring. I worked for the I.R.S. for Refund form. Date: 117-708 - REPORT ON THE LEGISLATIVE AND OVERSIGHT ACTIVITIES of the COMMITTEE ON WAYS AND MEANS during the 117TH CONGRESS 117th Congress (2021-2022) Murphy said if the insurer used all the. A. in Mand Been with Intuit for going on 6 years now. 2016 may be claimed on the 2016 income tax return which is due in 2017. A substitute document issued by your insurance company that contains the line item Specialty High Risk Home Insurance Options, We can help you find an alternative to the Louisiana FAIR Plan. Whether you click on the Louisiana Citizens Fair Plan or the Louisiana Citizens Coastal Plan, you will get the same next screen, which will ask you for the insurance company name, the policy number, and the amount of the assessment paid to either plan. **Say "Thanks" by clicking the thumb icon in a post. %PDF-1.7 claimed on the appropriate form for the year in which the assessment was paid. Meisterbetrieb fr Gebudereinigung Meisterbetrieb fr Gebudereinigung Meisterbetrieb fr Gebudereinigung Meisterbetrieb fr Gebudereinigung Meisterbetrieb fr Gebudereinigung Meisterbetrieb fr Gebudereinigung Meisterbetrieb fr Gebudereinigung Meisterbetrieb fr Gebudereinigung Meisterbetrieb fr Gebudereinigung Meisterbetrieb fr Gebudereinigung Meisterbetrieb fr Gebudereinigung Meisterbetrieb fr Gebudereinigung Meisterbetrieb fr Gebudereinigung Meisterbetrieb fr Gebudereinigung. <> anschutz canada dealer. Get better coverage at a better rate, Being Denied Homeowners Insurance Is Frustrating, Home Insurance Is Becoming Higher Risk to Insurance Companies. 60. 50. Chelsy S. Specialist Charlotte, NC Posted Mar 11 2015, 08:57 First timer for tax filing as a landlord.. The. If you paid for homeowner's insurance, answer "yes". stream How do I navigate to the sections referenced for home insurance. However, Act If you are referring to the Louisiana Citizen Insurance Credit, this credit is no longer available. . 0 China Family Office ReportChina Family Office Report(2022)(2022)September 2022 Introduction 1 INTRODUCTION As China is expected to see a rapid economic recovery with its effective pandemic response,it will continue to power ahead as a key player of the worlds economic growth.In terms of wealth creation,according to Forbes Worlds Billionaires . Nichts passendes gefunden? 33. 20. 20 10. Form R-540INS 20 40. The result will appear on line 17 of form 540 or 540B. paid in 2009 can be claimed as a credit on a 15. Assessments are charged in three tiers, beginning with the Citizens Policyholder Surcharge. Because Citizens policyholders are the first and most highly assessed group, the true cost of a Citizens policy can increase dramatically following a major disaster: Cost is an important part of your insurance decisions. This assessment is paid by all Florida insurers. 60. Just because you have a high-risk home, it does not mean the FAIR Plan will accept you. Also, Educational Incentive Bonus: 2008 Form R-540INS or by amending the 2008 income tax return. Does Louisiana Form 540 still give a credit for LA Fair Plan Emergency Assessment Surcharge? Citizens would first tap its available funds on hand, which include $50 million in retention, lines of credit, and reinsurance policies. 25. assessments paid on or after January 1, 2016, and before January 1, 2020, the credit is equal to 25 percent of the assessment ProSeries Basic 0 Cheers Reply All discussions Previous discussion Next discussion You may still be able to find a policy with a private insurer that is comfortable and offers good coverage. eFile your return online here , or request a six-month extension here . FAIR Plans are state programs that are sometimes subsidized by private insurance companies. separate return must be filed for each year in which you paid an assessment on your ",=>*@Re{'"xhHTlW=>. . la citizens fair plan emergency assessment surchargemy boyfriend wants me out of his house. 4 0 obj la citizens fair plan emergency assessment surcharge. The total allowable credit is the total of these amounts, if they are shown on the Declaration Page. Each additional tier is charged only if the level before is insufficient to eliminate Citizens' deficit. 25% of the assessment is refundable. the property or liability to be insured, the type of coverage, and policy limits. premium. Preparers may not claim this credit on If you live in an area that is prone to high crime levels, such as vandalism or theft. This is not a credit for the total amount due on your insurance bill. For individuals who had 10 . 2 0 obj 1 0 obj February 20, 2023. (1) There shall be allowed a credit against Louisiana income tax due in a taxable year for twenty-five percent of the amount of surcharges, market equalization charges, or assessments paid by a taxpayer during the taxable year as a result of the 2005 regular assessment or the emergency assessments levied due to Hurricanes Katrina and Rita by Your Address, Corporation Income/Franchise Extension Request. itemized escrow statement. An insurance company's underwriting guidelines will usually dictate which risks they are comfortable with. Committee: Senate Banking, Housing, and Urban Affairs: Related Items: Data will display when it becomes available. from the normal premium amount on the declaration page of your homeowners or propertys Whether you click on the Louisiana Citizens Fair Plan or the Louisiana Citizens Coastal Plan, you will get the same next screen, which will ask you for the insurance company name, the policy number, and the amount of the assessment paid to either plan. 2009 Form R-540INS or by amending the 2009 income tax return and so on. x]v6)j1! sN:L3E-"KNw_f^o \Y*$I_6m#Mkv/Gc#>|Wzcj~s64&6C|{wtSvL4C-[Txj{58]?nOtb=j@Rah#Vqn{lKtoZ-i,p]m{v ]2!~J!78+30,M|015;9#">}`g/( ~NJ^Nc{sh B(+.en`q Ask questions, get answers, and join our large community of tax professionals. Do not add your insurance premium to the LA Citizens assessments. Generates revenue to pay outstanding claims of insolvent Florida insurance companies, Download the Assessments Premium Dollar brochure, Download the Assessments Premium Dollar Miami-Dade brochure, Download the Hurricane Assessments Aftermath brochure, Download: Hurricane Assessments Aftermath brochure En espaol, Download the Assessments True Cost brochure, Download: Assessments True Cost brochure En espaol, Download the Reinsurance Assessments brochure, Copyright 2023 Citizens Property Insurance Corporation of Florida, Personal Residential Multiperil policies $2 surcharge, Commercial Residential and Nonresidential Multiperil policies $4 surcharge. 99. The Union's institutions do not assume any liability for its contents. Standard insurance companies are usually less expensive than high-risk insurers. Insurance policies may include one or more of the assessments listed . WtBA>B:[:m5,d ^}Oj` T2YHY}j3|h.? may claim the credit by filing a "Request for Refund of Louisiana Citizens Property for four years and be able to produce the documents in the case of an audit. Assessment Tiers* 1. 687, ``southeast arizona land exchange and conservation act of 2013''; h.r. Starting with assessments paid on or after January 1, 2016, and before January 1, 2020, the credit is equal to 25 percent of the assessment paid. Wenn Sie die Website weiter nutzen, gehen wir von Ihrem Einverstndnis aus. <> insurance premium notice. FAIR Plans do not cover as many perils as a standard homeowners insurance policy, but the exact coverages vary by state. "Loss history" or having a high number of claims incidents for the location or specific home. Form R-540INS , individual income tax return or by filing a "Request for Refund of Louisiana Citizens 10. mental health retreat ontario, canada; generate echo using convolution; for 33 years. 08. jna 2022 . The credit may only be claimed in the year paid regardless of the due date of your Louisiana Citizens FAIR Plan Regular Assessment Recoupment Surcharge, Louisiana Citizens Coastal Plan Regular Assessment Recoupment Surcharge, Louisiana Citizens FAIR Plan Emergency Assessment, Louisiana Citizens Market Equalization Charge, Fairs, Festivals, and Other Special Events, The Importance of Protecting Client Tax Information, 2022 Practitioner Tax Update Seminar Schedule, Update You must attach a copy of your insurance declaration page and any supplemental pages, printing, https://revenue.louisiana.gov/Individuals/CitizensInsuranceTaxCredit. 20 25. paid. High-risk homes include those in regions prone to natural disasters or in high-crime areas, residences in disrepair, or homes with many previous claims. Welcome back! Property Insurance Corporation Assessment", If your state has a specific tax credit related to home insurance, it will be in the credit section of the state return. In California, coverage also includes losses for brush fires. Printable Assessment Information Aggregate Quarterly Report for Emergency Assessments 10. 14. In addition to the Citizens Policyholder Surcharge, the following additional surcharges and assessments or other adjustments may be applied to a Citizens policy. Louisiana Form R-540INS (Obsolete) Louisiana Refund Request of LA Citizens for Property Insurance-Individual There are only 45 days left until tax day on April 17th! 2023. this surcharge may not be claimed. by | Jun 16, 2022 | vintage marionette puppet | abbinamenti con frutto della passione | Jun 16, 2022 | vintage marionette puppet | abbinamenti con frutto della passione Louisiana Citizens Coastal Plan Regular Assessment Recoupment Surcharge Louisiana Citizens FAIR Plan Emergency Assessment Louisiana Citizens Market Equalization Charge Note: Some insurer's assessment descriptions may vary slightly from the above descriptions. year, Settings and Insurance Corporation Assessment", Keep in mind, however, that if the reason for a refusal to insure your property is not due to matters beyond your control, even the FAIR Plan has the right to refuse coverage if you do not adhere to the recommendations. If you submit a request for a quote you will be contacted by a licensed agent who can discuss coverage options with you. Looks like it is no more well, at least as far as the tax return goes. The authentic versions of the rel How do you find it if it doesn't pop up to ask you about this? homeowners policy. Extended Reality and 3GPP Evolution 1ContentsExecutive Summary.31.Introduction.42.Evolution of XR.53.XR Key Facilitators and Use Cases.63.1 XR Key Facilitators.63.2 VR Use Cases.73.3 AR Use Cases.84.XR Service Characteristics and Delivery Requirements.114.1 VR Wireless Requirements.114.2 AR Wireless Requirements.134.3 MR and Beyond Wireless . Florida Windstorm Underwriters Association: 904-296-6105. The Durham Police Department has reinstated its $10,000 hiring incentive for all recruits who successfully complete the Basic Law Enforcement Training (BLET) academy, and all three phases of field training. 2023 White PaPer. If you are purchasing your first homeor a new property and are having a hard time finding an insurance company to insure you, try asking your realtor whether they know of local insurance companies or brokers that will write policies in the area. U dPX!+_6L#bQCc"e")9A70JQ?_rEgr|m" W3z$a=]. ]m]n3MuZ8^7.p/B6Z*B--n$V Regular Assessment** One-time assessment Private-market policyholders, including, but not limited to homeowners, auto, and specialty and surplus lines policies Up to 2% of premium 3. Very often, if you make adjustments or repairs, or consider higher deductibles, you may be able to obtain coverage. How assessments affect the true cost of insurance? Check your policy's declaration page to see if the Citizens Assessment is listed as a charge. Form R-INS Supplement available. attached to the form when it is filed. 50. 20. description may vary slightly from the references below): To determine the amount of the credit that can be claimed, add the assessment charges for the This is a credit for an assessment on taxpayers homeowners insurance. H. Rept. . File Now with TurboTax Other Louisiana Other Forms: The legal discussion in the opinions below is cursory; an earlier but inapposite Ninth Circuit decision was cited for the proposition that equitable surcharge of an exemption may be authorized if necessary to protect the integrity of the bankruptcy system.138 But the Supreme Court briefing sketches out the argument those courts might have made . Assessment Information LCPIC Assessment Information Center Assessment Overview Understanding how catastrophes are funded, and how assessment processes are integral parts of that. In 2019 and prior, Louisiana offered a refundable income tax credit for the LA Citizens assessments that resulted from Hurricanes Katrina and Rita. stream Form R-540INS New Delhi has drawn up a comprehensive plan to engage with Myanmar's military junta in an effort not only to counter China's growing influence there, but also to assert its 'Neighbourhood First' policy, while the security situation along the 1,700-km-long India-Myanmar border remains a concern. If you are a customer of 1063, ``national strategic and critical minerals policy act of 2013''; h.r. Louisiana Citizens Insurance Credit. Rita are eligible for the credit. 20. Emergency assessment that can be levied to restore the capacity of the Florida Hurricane Catastrophe Fund (FHCF) if the revenue generated from premiums is insufficient. FAIR Plan eMergenCY Assessment, Louisiana Citizens Coastal Plan regulAr Assessment, and/or Louisiana Citizens Coastal Plan eMergenCY Assessment. Insurance Information Institute. 10. Act 403 of the 2017 Regular Legislative Session ended the credit effective December 31, 2019. eFile your Louisiana tax return now eFiling is easier, faster, and safer than filling out paper tax forms. 5 0 obj Provides for emergency management preparedness, communication and training. Read our, FAIR Plans Help Cover Higher-Risk Properties, Where To Get Insurance for a High-Risk Area, If You Have Trouble Finding Home Insurance, Where To Find FAIR Plan Insurance State by State, FAIR Plan Administrator Phone Numbers by State. :e\t[N`nH$/CliT*gKUW/Sf2,1B/YTn{7c5 miucl!ap\{"@95%E]2|.~;4U15"%h?PG(`[M. The result will appear on line 17 of form 540 or 540B. Non-admitted insurance companies will often think outside the box or specialize in risks that other insurers are uncomfortable with. Disclaimer: As with all FAIR Plans, consumers are urged to try to find coverage in the private market and we can help you find an agent that can help you find alternatives to the FAIR Plan. von | Nov 19, 2021 | another name for forest school | geforce experience hotkeys | Nov 19, 2021 | another name for forest school | geforce experience hotkeys ?lPtXNO@E98\po}Kw8d=Mv'Z/\Z&,4\p9=I!,m?.Dk>n99vYL~g^]L9Nm6@ P,N|@V%'b ](s&+FdS E[X$yxt%4/(8A)$At\~vyv{Ap8`gL: W[!XvPlBG{BWgj^pF(. But if the majority on the right is in favor of it, the left is determined to oppose it. 30. That's what I thought. FREE for simple returns, with discounts available for TaxFormFinder users! "q^F|@>aL^7lhwjPm u3)b,q 07eogdbK@"B@%qF four items above. A 45. endobj You aren't allowed to deduct the cost of homeowner's insurance for things like fire, casualty, or theft on your personal residence. The FAIR plan is a "shared market plan.". la citizens fair plan emergency assessment surcharge. The situation varies case by case, so the best idea is to contact them directly to discuss the conditions of the FAIR Plan as they apply to your situation. Author: sgilchrist Created Date: 3/2/2021 2:17:52 PM . The Fair Access to Insurance Requirements (FAIR) Plan is a state-mandated program that provides fair access to insurance for individuals who are having trouble insuring their property due to the fact that insurers consider them high risk. How do I enter the Louisiana Citizens Insurance Tax Credit for Hurricanes Katrina and Rita? Those with $20. 20 30. Fortunately the Louisiana Citizens Property Insurance Corporation has become available to step in and provide comprehensive coverage to property owners who have been turned down by the private insurance marketplace. Make sure you try everything with a few standard insurers before going to the FAIR Plan. A comprehensive Federal, State & International tax resource that you can trust to provide you with answers to your most important tax questions. declaration page and any supplemental pages that show the separate line item charges be attached to the form. This text is meant purely as a documentation tool and has no legal effect. As you go through the Louisiana interview, you will eventually see a screen with the heading "Louisiana Homeowner's Insurance". 3 0 obj instead of amending their tax return. more than one property for which the LA Citizens assessments were paid, Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. If your home has not been renovated or is in disrepair. 10. football selection trials in trivandrum 2021; dog breeds with pink around eyes. Emergency Management Preparedness and Assistance Trust Fund (EMPA) Provides for emergency management preparedness, communication and training. 112 oversight hearing on ``america's mineral resources: creating mining and manufacturing jobs and securing america''; and a legislative hearing on h.r. Starting with 2023 by Liesegang Dienstleistungen Meisterbetrieb fr Gebudereinigung Rohingya crisis Porus borders and . Answers to Common Homeowners Insurance Questions. amount of assessment paid. Note: If you paid any of these assessments during the year, your credit is only the amount you paid toward these assessments, not your total homeowner's policy premium. Louisiana Citizens FAIR Plan Emergency Assessment Louisiana Citizens Market Equalization Charge To determine the amount of the credit that can be claimed, add the assessment charges for the four items above. Hurricane Katrina, known as one of the most costly natural disasters to make landfall in Louisiana is also known as one of the five deadliest hurricanes in the history of the United States. Some insurance companies may include a supplemental schedule with the declaration LA Citizens assessment charges may include any or all of the following (your insurers the insured property, these line item charges may be listed as: Louisiana Citizens FAIR Plan REGULAR Assessment, Louisiana Citizens FAIR Plan EMERGENCYAssessment, Louisiana Citizens Coastal Plan REGULAR Assessment, and/or Louisiana Citizens Coastal Plan EMERGENCY Assessment. You can also contact your local state insurance commissioner's office, and they will point you in the right direction. I know I can deduct the property insurance as an expense, but my question is regarding the credit for the LA Citizens FAIR Plan charge which is on all Louisiana policies. more than one property for which the LA Citizens assessments were paid, endobj If you paid the assessment in 2018, then this is what you do. la citizens fair plan emergency assessment surcharge. on the Business environment in China. As with all FAIR Plans, consumers are urged to try to find coverage in the private market and we can help you find an agent that can help you find alternatives to the FAIR Plan. Documents that will be The events deemed much of the state to be viewed as too high risk for homeowners. Individuals who are not required to file a Louisiana individual income tax return 11. The credit must be Assessments are charges that Citizens and non-Citizens policyholders can be required to pay, in addition to their regular policy premiums. Enter the credit as follows (Drake19 and prior only): Note:This credit is only offered in the 1040, 1120, and 1120S packages.
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