You still find Texas horse country and small towns to the north and west. Schedule your FREE Retirable consultation today. Population: 682,669. We use data, analytics, and a sense of humor to determine quality of life for places across the nation. So the question becomes where should your retire? Ranking based on data from the U.S. Census, FBI, CDC, and other data sources. Many cities in Texas have ample job opportunities for retirees looking to launch a second career and top doctors and hospitals that can help manage health conditions, according to a recent U.S. News analysis of the 150 largest U.S. metropolitan areas as potential retirement spots. You can take classes at Texas State University in San Marcos, 20 minutes by car from New Braunfels. However, Richmond shines for its number of recreation centers. Investing involves risk and past performance is not indicative of future results. My least favorite part is the 1604 part only because of traffic, but. Current Resident: I absolutely love Meadows Place. If charming small towns are your thing, Cameron is the place for you. Despite the pandemic, with the help of a Knoxville real-estate-agent couple, Jon and Dawn Powell, the Nagels were able to tour a dozen potential homes during two 1,600-mile (roundtrip) road trips. Spindletop, the site of the largest oil discovery in Texas history, is located here, and a museum commemorates its far-reaching influence. Look for ways to trim costs and keep items in solid condition to stretch retirement dollars. 15 What is the best month to retire in 2021? The drawback is youll have a longer drive to college classes, airports and hospitals. What's the average retirement income for 2022? Nearby Resident: Alamo Heights has an excellent school district, safe neighborhoods, and easy access to all amenities life requires. Read 17 reviews. America's second-most populous state is a haven for retirees. If you haven't done these things by age 50, it could be too late to do them well. A warm climate and plenty of bustling towns make it popular with many retirees. #15 Best Cities to Retire in America Plano City in Texas 927 reviews Current Resident: Moving from a smaller town in the midwest, to Plano, Texas has been one of the best decisions that I've made so far. Editors Note: Data has been updated for 2023. This left us with 226 places from across the state. For entertainment, you dont need to go all the way to Houston. In Travel & Leisure's roundup of the best places to retire, 11 American cities topped the list, with one Texas destinationthe Dallas/Fort Worth metro arealanding a spot. If I had a choice I would have lived here from the beginning rather than move here in the 5th grade.The rural atmosphere is more enjoyable than the city life of Bryan, TX where I was born. It is very important to do your own analysis before making any decisions based on your own personal circumstances. Featured Review: Current Resident says LIved here than 5 years and is a gem. For more information, see our Form ADV Part II and other disclosures. This fast-growing city of nearly 90,000 is 40 miles north of Houston and abuts Lake Conroe, a 33-square-mile lake, and is close to Sam Houston National Forest. 6. Livingston is another Houston suburb. It's a very niche community that celebrates fun events, but it does have a reputation of a rich neighborhood, and diversity is welcomed, just rare. When you click through real estate links on our site, we earn an affiliate commission. You can find out more about him on LinkedIn or his website. it is the best place to live out the Rio Grande valley and it is very nice, very low crime and, good public schools, very family-friendly, and very perfect night life.it is affordable also, not very diverse but it is still alright, very healthy living and retirement is good also for old folks. Read 1 review. Here are the best places to live in Texas and insight into why they are so great. The doctor data comes from countyhealthrankings.org while air ratings are from the U.S. Environmental Protection Agency. A typical Social Security payment is likely to cover basic costs in these areas. It does attract a decent tourist population, but this also means youll have plenty of restaurants and shops nearby. My family has enjoyed being part of the Horseshoe Bay landscape for the past 15 years. I want to retire to Texas. After growing up in Lakeway, I can not wait to bring back my own family some day to this area. The Most Important Ages for Retirement Planning: Age 50, The Most Important Ages for Retirement Planning: Age 59 , The Most Important Ages for Retirement Planning: Age 65, The Most Important Ages for Retirement Planning: Age 66, The Most Important Ages for Retirement Planning: Age 70 . Brownsville is bordered by Matamoros, Mexico. Haltom City Common Questions About Retiring in Texas 1. With housing prices up 11% since March 2020 and mortgage rates still near record lows, now would seem to be an ideal time for newly vaccinated boomers aiming to either downsize or move to a cheaper housing market to start their search. Featured Review: Current Resident says The community here had always been great. Texas is known for oil, barbecued meat, and ranches, but the state has many things to offer retirees. First-time Homebuyers Guide Austin 2021; Visit Frisco Austin . Is it the hometown restaurants, the cost of living, or the friendly communities? A big part of retirement is staying active, so we also looked at the number recreation centers and retirement communities per 1,000 residents. It's that time of your life when you deserve an indefinite vacation -- retirement. Published: June 21, 2021, 12:46 PM Tags: Texas , College Station , San Antonio , Retirement College Station and San Antonio are two of the best places to retire in 2021, according to Forbes . Brownsville is another larger city that made the top 100 best US cities to retire in at #97. The city is located just 10 minutes from Waco, the home of Baylor University. Corpus Christi Population: 429,120 Share of population age 60+: 20% Median monthly mortgage cost:. Read 27 reviews. Friendly people and beautiful houses to look at! Featured Review: Nearby Resident says It's a beautiful neighborhood! The residents are kind and selfless, and you will probably make a friend wherever you go. Retirable, Inc. ('Retirable') is an SEC registered investment advisor. To empower a confident, worry-free retirement for everyone. In addition to being close to Austin and the University of Texas, there are attractions like the Longhorn Cavern State Park and the Highland Lakes Air Museum nearby. Despite being home to over seven million people, Near the Texas-Louisiana border, Beaumont is located about 90 miles outside of Houston. Texas is hot, hot, hot that time of year, and you dont want to discover you hate the weather after youve paid for a move. This suburb does a great job about catering to. Current Resident: It's a great place to live. It has a 16.70% tax burden. Average Retirement Savings: How Do You Compare? Texas is known for oil, barbecued meat, and ranches, but the state has many things to offer retirees. Last year, we consulted a University of Notre Dame Urban Adaption Assessment which focuses on issues like sea level rise and heat. It might surprise you but Huntsville ranks as the safest part of Texas weather-wise. Mot residents are older, or have children in high school. Want to see how your favorite Texan city stacked up? These include ratings by walkscore.com for walkability (how easy it is to shop and get to places on foot) and by walkscore.com and the League of American Bicyclists on whether dedicated lanes and other measures make it easy to bike around town. (The name is a hint that the town was founded by German immigrants.). After all that anticipation, deciding where to spend that precious time can be a tough decision, so Stacker looked to data and rankings from Niche to compile a list of the best places to retire in Texas. Seniors account for 29.70% of Granburys population, the second-highest percentage on this list. Featured Review: Current Resident says I would choose Colleyville as my hometown over and over again. We just kept putting on and taking off masks, Steve shrugs. We combined all of that data to create this list of the best places to retire in Texas. To get a sense of the housing your money can buy, heres whats on the market now in Canyon Lake and New Braunfels, using listings from Realtor.com (which, like MarketWatch, is owned by News Corp). Where To Retire In Texas. To get a sense of the housing market, heres whats on the market now. Featured Review: Parent says Good Shepherd is such a special, one-of-a-kind school! The place, in this case Santa Fe, with the lowest average rank was crowned the best of the best, a place for you to start your second careers. Not only does it share an outstanding school district with Lindale but it has a beach, poo, and multiple parks for your kids to grow up in. Bullard is a growing town that is currently having some growing pains as there is not enough housing. Read 3 reviews. Read 5 reviews. I will be buying a house and selling the one in Maine. It is also a beautiful place to live. Read 8 reviews. Good for families and all ages. Read 3 reviews. Denton also stands out among neighboring cities that were just farms a few decades back and are now planned communities, in that it has some older housing stock. Community, though, wont be a problem: The citys population is 30% senior citizens, the highest percentage of any city on this list. El Paso is often ranked as the cheapest place to retire in Texas, but it also gets high marks for the overall happiness rating of its residence. It doesnt do as well in some of the other metrics, though. The new spending bill makes it easier to save for retirement. Read 123 reviews. Finally, we took the average rank across these criteria. While this can increase the cost of living, this rate is still relatively low compared to some other states. Katy, located just a half hour west of Houston, leads this list and is also in the top 20 places to retire across the U.S. Annuities provide steady income in retirement, but some financial planners prefer alternatives. Population: 1.487 million. San Antonio has an energy that's both lively - due to the upbeat Hispanic culture - and laid-back. But how you decide the best what's the best place to retire in the Longhorn State? My family moved into hideaway for the security and multiple opportunities it has to be engaged in the community such as the beach and clubhouse. Friendly people and beautiful houses to look at! Texas may not be the most tax-friendly state for retirees, but it does have a low cost of living. Niche ranks places to retire based on a variety of factors including cost of living, health care . Some of the equity will be used for college. The 5 Best Places To Retire. If you compare this charming small town to Dallas-Forth Worth, the cost of living is 37 percent cheaper. Where Are The Best Places To Retire In Texas? We love that the school ends in 8th grade and students get to explore which high school is the best fit. Last year, we noted work-from-home would enable some boomers to move while still on the job. Retirables retirement calculator helps to project how much monthly retirement income your retirement nest egg can produce while ensuring your savings last as long as you need. But look at rapidly growing Denton. It also leads this list in terms of recreation centers, with 3.61 recreation centers per 1,000 residents. Are you surprised to see any of these cities on the list? Its also more densely populated than Conroe, if thats more your style. Situated next to Lake Waco and having so many wooded areas, we often find families of deer in our yards! Finally, we calculated the percentage of the citys population thats made up of senior citizens. If I had a choice I would have lived here from the beginning rather than move here in the 5th. Current Resident: 10/10 experience would recommend, (You can audit classes at no cost, too, without a limit on credit hours.). 16 Niche users give it an average review of 4.1 stars. Featured Review: Current Resident says Woodway is a beautiful, oak tree-filled town on the outskirts of Waco, TX. Featured Review: Current Resident says Hideaway is an amazing place to live. In fact, its the oldest city in the state. All rights reserved. We considered many factors when determining which cities were the the best places to retire in Texas. One-bedroom rent: $786.89. What makes it so appealing? Retirees can also enjoy mild winters and exciting cultural opportunities in thriving Texas cities like Houston and Dallas. This suburb does a great job about catering to all ages. 59 Niche users give it an average review of 4.4 stars. Provides auto-suggestions when entering text, Niche requires Javascript to work correctly. It is kept friendly and very scenic. There are many reasons for the states popularity, and you know your reasons best. Though that ties it with Woodway and Webster for the highest tax burden on this list, this rate is not terribly high comparatively speaking. If youre interested in a city with a high population of seniors, Webster might not be for you though. The Chamber of Commerce counts more than 20 public and private courses in the county. Retirement in Texas comes with mild winters, low taxes and affordable housing. The tax burden here is 15.30%, which is on the low end compared to other cities on this list. There are also various levels of courses offered, such as AP, honors, dual credit, and regular. Obviously there are plenty of amenities in Houston, including an international airport and big-name hospitals. Overall, Fredericksburg is one of the best places to retire in Texas for those on a budget, but also in general; seeing as 30% of its population are senior citizens. The city also has 1.53 recreation centers and 0.57 residential communities per 1,000 residents, placing it fourth on this list in both categories. Read 12 reviews. We also look closely at taxes and the strength of the local economy (should retirees want to work part time or resell their homes), the availability of medical care, the level of serious crime and factors conducive to a healthy and active lifestyle, such as air quality, and convenience for walking and biking. But what makes it one of the best retirement communities in Texas is its many parks and walking trails. This is a gated community located on the outside of Granbury. The teachers helped me with the curriculum of a new school, the administrators helped me adapt to a new system, and some of the students I first met are now my closest friends. We love the community and everything it has to offer. That means that there are plenty of places for you to move where youll find a built-in community. Spring Valley Village is the best small town in Texas based on the most recent Census data. Outside of work, you can likely find her curled up on the sofa with a hot cup of coffee, watching a crime TV show or scary movie. Ready to look? It is not far from the world famous Blue Bonnet Caf. If you've been looking for a place to live in the past several years, you've probably stumbled upon his writing already. SmartAsset Advisors, LLC ("SmartAsset"), a wholly owned subsidiary of Financial Insight Technology, is registered with the U.S. Securities and Exchange Commission as an investment adviser. Best Places to Live Best Places to Retire Rankings Category Population Size X-Large 2.5M+ Large 1M - 2.5M Medium 500K - 1M Small 50K - 500K Average Rent < $500 - $2,100+ Median Home Price. There truly is no other city like it! The area is beautiful and the schools are excellent. Featured Review: Current Resident says It's a great place to live. If you would like to change your settings or withdraw consent at any time, the link to do so is in our privacy policy accessible from our home page.. We do not manage client funds or hold custody of assets, we help users connect with relevant financial advisors. Her work has appeared on Money Under 30, The Motley Fool, MoneyGeek, E-commerce Insiders, and GoBankingRates. Another city confirming why the answer to is Texas a good place to retire? is yes is Amarillo. Very pretty, though expensive homes, each uniquely. Current Resident: What a great place to live. This town does lack entertainment, although it does provide a variety of fast food and restaurants. The biggest factors we take into account involve money, including median home prices and overall cost of living compared to the national average, and state taxes, including special income tax exemptions for Social Security and other retirement income and state estate/inheritance taxes. SmartAssets free financial advisor matching service makes it easier to find a financial advisor to work with who meets your needs. And, yes, living here offers access to top-quality hospitals. SmartAsset does not review the ongoing performance of any Adviser, participate in the management of any users account by an Adviser or provide advice regarding specific investments. We and our partners use cookies to Store and/or access information on a device. Is it the hometown restaurants, the cost of living, or the friendly communities? The tax burden in Katy is 16.40%, placing Katy seventh on this list for that metric. That's right, this southern state is perfect for retirement. Working with an adviser may come with potential downsides such as payment of fees (which will reduce returns). We analyzed over 226 cities in Texas to determine which cities are worthy of your extended vacation. Please, 2022 Places with the Lowest Cost of Living. Less alluringly, it is tied for the top tax rate on this list with a tax burden of 16.70%. It brings up the tail with seniors accounting for just 10.40% of its population. Nearby Resident: It's a beautiful neighborhood! Typically, Texass lack of an income tax makes up for those tax hikes. This is not an offer to buy or sell any security or interest. Granbury is located just an hour from Dallas, where you can enjoy all that the city has to offer in terms of culture. The 10 Best Places to Retire in Texas 2021 - Nowhere Diary Nowhere Diary 11.6K subscribers Subscribe 425 39K views 1 year ago #texas #retirement #nowherediary Is Texas a good place to. There's a community pool and center with plenty of clubs to join, and a large golf course. But youll get a break on Social Security tax in many states that do have a state income tax, so the benefits wont be that notable. The average mortgage usually hovers around $600, the weather is some of the best in Texas, and golf, libraries, and restaurants are all easily accessible. We live in purgatory: My wife has a multimillion-dollar trust fund, but my mother-in-law controls it. The area is beautiful and the schools are excellent. Featured Review: Current Resident says Sweet gated community on the Brazos river, which big houses on several acre lots. Another top cities for veterans listing was produced by Navy Federal Credit Union. Each year, U.S. News reports on the best places to retire. While not related to the manufacturers of the original car, it still supports owners of the classic gull-winged autos. Now read:Im 52, wont live past 80 and have $1.6 million. The families are all so close and are always looking out for each other. Explore the best places to retire in the U.S. based on number of retirees, weather, and access to healthcare and entertainment. When we retire, we lose a lot. How to avoid retirement shock. We love the community and everything it. Huntsville Independent School District, TX, Senior: TOPS is a wonderful school! Although you will find a relatively low cost of living in some areas, its important to note that both sales taxes and property taxes are higher than many states. NewHomeSource.com is a trademark of Builders Digital Experience, LLC and all other marks are either trademarks or registered trademarks of their respective owners. Heres what you need to know about moving to Puerto Rico for retirement. This fast-growing city of nearly 90,000 is 40 miles north of Houston and abuts Lake Conroe, a 33-square-mile lake, and is close to Sam Houston National Forest. My friends and I love to drive through that neighborhood and admire the homes that are there. We also consider the local economy, since many retirees look for part-time work and down the road might want to sell their home and relocate again. Even a pandemic couldnt stop some of the nations 70 million baby boomers from their determined pursuit of an agreeable retirement lifestyle. Taxes can be a big focus for retirees, and Texas appeals to many because it doesnt have a state income tax. My family has enjoyed being part of the Horseshoe Bay landscape for the past 15 years. See how they fared in WalletHub's Best Cities for Veterans.
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